ZIP 87114 storm water damage — Albuquerque, NM

What to do right now

1. If anyone is in danger, call 911.
2. Stay clear of electricity and standing water near outlets.
3. Keep children and pets away from affected areas.
4. Photograph damage for insurance before major cleanup.
5. If the structure is unsafe (roof open, wires down), stay out and call 911 or the utility.
6. Cover openings only if you can do it safely from the ground.
7. Separate storm water from clean supply leaks when you describe the event.
8. Say storm damage and ZIP 87114 when you call so ETA accounts for weather.

About storm water damage in Albuquerque

Homes around ZIP 87114 (Albuquerque) carry this estimated flood/storm note: typical regional flood exposure for this metro zip. Census data: ZIP 87114 has about 28,241 homes, the median one was built in 2000, 77% are single-family houses, 69% are owner-occupied. Housing here is relatively new, so most leaks come from fittings and appliances (PEX connections, washer hoses, ice-maker lines, water heaters) rather than failing pipe. Local climate can contribute to plumbing and moisture stress; treat as context only. This page is for homeowners in Albuquerque, New Mexico — not a contractor listing, and

Local conditions

Flood insurance claims in ZIP 87114

FEMA's National Flood Insurance Program records 13 flood claims from ZIP 87114 between 1980 and 2013 — none in the last 10 years. 9 were paid, $787K in total, with a median payout of $87,819.

Rising or surface water is excluded from standard homeowners policies — it needs NFIP or private flood coverage. A burst pipe or appliance leak is usually a homeowners claim instead, so photograph the source before cleanup.

Source: OpenFEMA NFIP redacted claims, data as of June 1, 2026. Counts are claims reported under this ZIP, not individual homes.

Common causes in Albuquerque

Homeowners near ZIP 87114 commonly see the causes below. Your situation may differ.

• Supply-line failures (washer hoses, fridge lines, angle stops under sinks)
• Water heater and under-slab or crawlspace leaks — 77% of homes here are single-family houses
• Roof or flashing leaks during heavy rain
• Slab or underground leak symptoms (warm floors, unexplained high bills)
• Appliance faults (dishwasher, ice maker, HVAC condensate)

Cost expectations in Albuquerque

Restoration pricing for Albuquerque homes depends on category of water, how long materials stayed wet, and access. Ranges below are industry context only.

• Small contained leaks: often lower four figures
• Room-level drying in denser housing: commonly mid four to low five figures
• Sewage, crawlspaces, or multi-room events: can be much higher
• For scale: the median owner-occupied home in ZIP 87114 is valued at $333,400 (Census), so a five-figure drying job is a real share of the home's value — worth documenting carefully for your insurer
• Flood-insurance payouts in this ZIP: median $87,819 across 9 paid NFIP claims (FEMA) — flood policies pay for outdoor water that homeowners policies exclude

For your insurer

• Photos or short video before major cleanup
• When the water started and what you shut off
• Receipts for emergency purchases
• Contractor assessment when available
• List rooms affected and whether carpet, pad, or drywall stayed wet overnight.

FAQs — storm water damage in Albuquerque

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